Am I paying too much for car insurance? You’ve probably asked yourself this question since you bought your first car. To determine whether you are paying too much for insurance, it is important to know the factors that affect insurance rates. In this article, we discuss how to evaluate whether your insurance premiums are too high.

What Factors Affect Car Insurance Rates?

Here are some factors that can affect your car insurance rates:

• Driving History
• Claim History
• Driving Pattern
• Credit History
• Car Insurance History
• Location
• Demographics
• Car Make and Model
• Policy Coverage
• Deductible
• Bundled Policies

Most insurers offer several discount programs; you just need to find the ones for which you are eligible call us today so we may help you.