(714) 554-5716
12510 Westmister Ave. Santa Ana, CA. 92706

There may be several ways to lower your insurance bill. In some cases, that means reducing coverage. For example, you might want to drop comprehensive coverage on an old vehicle.

Raising the deductibles, what you’ll pay before insurance kicks in, is another money-saving move — if you can afford to cover the potentially higher out-of-pocket costs. According to the Insurance Information Institute:

Increasing your deductible from $200 to $500 could reduce your collision and comprehensive coverage cost by 15 to 30 percent.
Going to a $1,000 deductible can save you 40 percent or more.

Insurance companies offer discounts for low-mileage, multiple cars, safe drivers (no moving violations in three years) and students with good grades — just to name a few. You may also be able to get a better price for bundling auto and homeowner’s coverage with the same company.

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