Home insurance comes in a wide variety of forms, which can quickly confuse a person if they’re not familiar with the lingo of their carrier. If you’re interested in getting as much coverage as possible, then comprehensive might sound...
Read moreIt only takes a small amount of water to cause a lot of damage in your home. Your homeowners insurance might provide help with cleaning up the mess and repairing damaged property. However, it will only do so for certain types of water damage...
Read moreIn today’s uncertain economic times, people are driving less. They also are trying to save as much as they can on expenses, including their auto insurance. You might feel tempted to let your coverage lapse if you no longer drive. However, that’s...
Read moreWhen you purchase a new car, you are generally issued a requirement by the lender to carry a certain amount of car insurance. This requirement is issued to protect the lender’s investment in case an accident damages the car. You must carry this...
Read moreDespite the fact that car insurance is required by state law throughout the U.S., insurance companies are well within their rights to deny you coverage based on certain circumstances. It is not common that a car insurance provider will deny a...
Read moreYou know how dangerous driving drunk is, and how challenging the penalties might be if you commit this offense. That’s why you should never drive drunk. It is against the law and incalculably hazardous. Still, simply saying that you won’t drive...
Read moreBeing in an accident is one of the most worrisome of situations. You worry about your safety and that of others with you. Then you worry about the condition of your car. You also worry about the other driver. In situations like this, auto...
Read moreDriving is dangerous at all times of the day or night, no matter what the weather might be. Still, the U.S. Department of Transportation estimates that roughly 21% of all vehicle crashes in the U.S. occur in adverse weather conditions. Plus...
Read more1. Safety First If the car accident is minor, move vehicles out of traffic to a safe place. Shift into park, turn off your vehicle, and turn on the hazard lights. Use cones, warning triangles, or flares for added safety, if you have them. 2. Get...
Read moreWhile your driving record is a key factor that can influence your auto insurance rates, it is not the only criteria that providers consider. Insurers also review a variety of other factors in order to conduct a thorough risk assessment. These...
Read moreInsurers will conduct a check of your driving record any time you apply for a quote or renew your existing policy. Remember that insurance companies are assessing risk when preparing a quote. The company is calculating the chances that you will...
Read moreAuto insurance companies set your rates based on a risk assessment. The companies are essentially betting against you needing to file a claim. In order to conduct your risk assessment, auto insurance companies consider a variety of factors...
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