Insurers will conduct a check of your driving record any time you apply for a quote or renew your existing policy. Remember that insurance companies are assessing risk when preparing a quote. The company is calculating the chances that you will...
Read moreAuto insurance companies set your rates based on a risk assessment. The companies are essentially betting against you needing to file a claim. In order to conduct your risk assessment, auto insurance companies consider a variety of factors...
Read moreThe first step to getting cheap auto insurance is comparing quotes from multiple providers. There are many ways to obtain these quotes depending on how much leg work you’re willing to do. If you have time to burn, you can even opt to visit...
Read moreDespite recent increases in auto insurance rates, the market is still soft, according to Elyse Greenspan, a managing director at Wells Fargo. “The increase sequentially was very modest,” Greenspan said in an interview. “The reason why there was a...
Read moreCar insurance — we all know we need it. But beyond that, many of us still ask ourselves, “What auto insurance should I get?” The key is knowing what deductibles and coverages are and how they affect auto insurance. So without further ado...
Read moreIf you’re thinking about refinancing the loan on your vehicle and wondering whether it will affect your car insurance premiums or coverages, you’re in the right spot. There is a good chance that refinancing will alter your car insurance premiums...
Read moreNobody wants to get pulled over. Getting pulled over can be stressful and scary for drivers. If new to this situation, consider following these steps when you see flashing lights in your rearview mirror: Slowly pull over. Use your turn signal and...
Read moreIt’s neither a good idea nor legal for a teenager to drive a car without insurance. You can have your teenager get their own policy but it will likely be much higher than a rate they could have received if they had been added to a parent’s...
Read moreLearning to drive is an exciting time for a teenager, but getting a great car insurance quote and the right discounts for new drivers can be a challenge. Teens are more likely to have accidents, and higher insurance premiums reflect the...
Read moreMost states require you have car insurance and laws that outline the minimum level of coverage you must buy. The state required car insurance coverage differs greatly from state to state. All state mandates include liability coverage, but limits...
Read moreWhen it comes to insuring your car or yourself as a driver, you have many options to choose from. Two of the more popular questions are, “What is full coverage auto insurance?” and, “Should I get full coverage auto insurance?” Full coverage...
Read moreThere are many ways to avoid a car accident, but once one happens, it is important to know what to do and what questions may need to be answered by the other person involved to make your insurance claim. This checklist will help you know what to...
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